How to Send Money with Interac e-Transfer

Interac e-Transfer is an easy way to send, request, and receive money. With so many uses including sending money to a friend, splitting a bill, sending money as a gift, and even paying a business, Interac e-Transfer makes using your money more convenient.

This page will explain how to send money using Interac e-Transfer.

*Note that images and user screens displayed are for illustrative purposes only, appearance will differ based on the participating financial institution. Consult your financial institution for more information.

Before you start, you’ll need:

A Canadian bank account with a participating financial institution
The email address and/or mobile telephone number of the person you are sending money to, who must also have a Canadian bank account with a participating financial institution
Access to your online banking through your financial institution

Here's What To Do

Step 1:

Sign in to your financial institution’s online banking service.

Step 2:

Navigate to the option to send money using Interac e-Transfer.

Step 3:

Select the account that you will be sending the funds from.

Step 4:

Choose the recipient.

If the recipient has a Canadian bank account and is registered for Interac e-Transfer Autodeposit, you will see their full legal name.

If this is the first time you are sending them money, you’ll have to add them to your list of recipients using their name, email address and/or mobile phone number.

Be sure to verify these details are correct.